Frequently Asked Insurance Questions in San Antonio, Texas

In Texas, all drivers are required to maintain insurance on their vehicle. Although you might wish you could forgo the monthly expense, having insurance is a good thing. If the unfortunate should happen your car repairs, medical expenses, and property damage might be covered depending on the type of insurance you have.

If you’re looking for a body shop to repair your vehicle after a collision, storm, or other damage, bring your vehicle to Red McCombs Superior Body Shop. We’ll provide you with a free estimate and work with your insurance company to return your vehicle to its former glory.

• When Should I Buy Car Insurance?

If you just purchased a new car in San Antonio, Texas, state law allows insured drivers a two-to-30 day grace period before they must add it to their insurance policy. However, if you don’t have auto insurance coverage at all, you are required to purchase auto insurance before you drive your vehicle home.

• When Should I Call My Car Insurance Company After an Accident?

Hopefully you never have the misfortune of being in an auto accident, but if you are part of a collision, you should call your insurance company as soon as possible. Follow the guide below to find out who you should notify after a collision and when.
-911 Emergency – After you’ve checked yourself for injury, checked on your passengers, and gotten to a safe place, you should call for emergency services.
-Exchange Information – Next, exchange contact and insurance information with the other driver.
-Notify Your Insurance Company – Finally, call your insurance company or report the accident via their mobile app. It’s a good idea to complete this step while you are still at the scene of the accident so your insurance provider can tell you what information they will need from police officers and other drivers.

• What is Comprehensive Insurance?

Comprehensive insurance is optional insurance that covers damage to your vehicle that isn’t the result of a collision. Comprehensive insurance will cover damage to your vehicle that is caused by theft, vandalism, accidents with animals, storms, broken windshield, or fire.

• Can My Car Insurance Company Tell Me What Body Shop to Use?

After an accident or other event that causes damage to your vehicle, your car insurance company might recommend an auto body shop. You aren’t required to use the body shop recommended by your insurance company. They make this recommendation because they have worked with these body shops in the past. You can usually depend on them to do reputable work and it might be easier to get your repairs approved through the insurance company’s preferred body shop. If the auto body shop you wish to use is out of network with your insurance they may require that you allow the insurance to make their own estimates before approving the repairs.

• How Do I Get Auto Body Repairs Through My Insurance?

At Red McCombs Superior Body Shop we provide all our customers with a free estimate for their auto body repairs. Schedule a free estimate online and our team will perform a thorough inspection of your vehicle. Once your estimate is approved by your insurance company, we’ll provide you with top quality repairs. Schedule a free estimate today.